Our Solution

How Our Solution Works
for Your Business

Mathesis delivers next-generation credit solutions tailored for Africa’s dynamic financial landscape. We combine traditional financial data with alternative data sources to deliver more accurate credit scores, reduce lending risks, and drive financial inclusion.

Beyond Bank Data

We integrate telco, payments, utilities, and behavioral data.

AI-Powered Risk Models

Machine learning assesses risk faster and more precisely.

Broader Credit Access

Lenders confidently reach underserved customers.

Our User Journey

Data Integration

Integrate with FI’s and alternate data sources to ingest traditional financial & non-financial data to build and enrich Mathesis’ existing datasets.

Feature Engineering

Convert combined alternative and traditional data into predictive features that feed into Mathesis’ credit scoring algorithms

Data Integration

Train Mathesis’ proprietary
algorithms on the enriched datasets to generate accurate and inclusive credit scoring models.

Model Training

FI’s call Mathesis’ APIs to access credit scores - integrating them into their lending workflows.

Real-Time CreditScoring

FI’s use Mathesis’ scores to offer more and price loans accurately -expanding financial inclusion and minimising default rates

Flywheel Effect

FI’s lending activity generates new data that feeds back into Mathesis’ algorithms- continuously improving scoring accuracy and lender portfolio growth.